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30-year fixed mortgage falls to 4.71%

Mortgage Rate Trend Index

Mortgage experts polled by Bankrate.com this week don’t agree on what will happen to rates over the short term. Most (39%) expect no change, while 33% say rates will go up, and 28% say they’ll go down.

NEW YORK – May 6, 2011 – Fixed mortgage rates dipped to the lowest level of the year this week. The third straight weekly decline comes at the start of the peak buying season.

Freddie Mac said Thursday the average rate on the 30-year loan fell to 4.71 percent from 4.78 percent the previous week. That matched this year’s low reached in January. But it is above the 40-year low of 4.17 percent hit in November.

The average rate on the 15-year fixed mortgage slipped to 3.89 percent from 3.97 percent. It reached 3.57 percent in November, the lowest level on records dating back to 1991.

Posted by David Botelho on May 9th, 2011 6:41 AMPost a Comment (0)
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